The year is almost over and that means it’s time to focus on those things you might have been pushing off until these final months of the year.
In this episode, Matthew Blecker outlines five key processes you might want to consider revisiting before the year end. He explains how having enough money in the bucket is important when riding out any bear market in stocks or bonds and making sure you are protected in the case where the economy takes a big hit.
Matthew discusses:
Which of your buckets should be refilled and maintained going into 2023
The importance of rebalancing your portfolio on a timely basis
How you can adapt your portfolio to the tax bracket you are in for more effective planning
When your kids were born, you made sure all your legal documents were in place and your estate plans were all laid out. But, have you updated anything?
In this episode, Beth Blecker has some suggestions to walk you through legal documents you should have in place once your kids become adults.
Beth discusses:
Why having a health proxy is an important medical decision for your kids
The importance of getting a durable financial power of attorney
Saving and spending money are both critical steps in order to achieve the financial stability you are hoping for.
But too much of either, can be just as bad for your bank account.
In this episode, Beth Blecker talks about the differences savers and spenders need to make inorder to have financial stability throughout the rest of their lives. Beth also incorporates the different stages in life everyone goes through, but affects everyone differently when it comes to either saving or spending.
Beth discusses:
If spenders and savers can find a common ground or are they just too different
The difference between saving when you first start working compared to when your near your retirement
How a properly managed cash flow analysis can help you budget
How Beth and Matt help clients nearing retirement who are spending too much
Real life stories of people who have more money than they thought during retirement
Retirement should be worry free. But in most cases, many people feel under financial pressure when approaching those retirement years.
So how do you determine how much you need when you retire to live the life you want?
In this episode, Beth Blecker talks about how to prepare for a retirement that fits your needs, and wants, for both spenders and savers. Beth will share some of the biggest mistakes, and gives you guidance on how to prepare for the retirement of your dreams.
Beth discusses:
What pensions are and what to do if you don’t have a pension
Positives and negatives of Social Security
Why moving to a cheaper state for many entering retirement is the best financial decision
What age most people start seeking advice vs when you should start seeking retirement advice
As you look to the future, will you have the resources to support the lifestyle you want?
In this episode, Beth Blecker and Matthew Blecker share some of the financial opportunities made possible by the Secure Act and availability of Roth Conversions. Along with the important distinction between retirement and estate planning.
Beth and Matthew discuss:
The ways Roth Conversions can help you minimize your taxes
Pros and cons of Roth Conversions
How the Secure Act II would change the starting age
The difference between retirement planning and estate planning
Everyone wants clear and trusted guidance when it comes to creating a smart financial plan that is designed to work with your future goals.
Where do you start? Well, look no further!
In this episode, Beth and Matt Blecker talk about the process of becoming a client at Eastern Planning and how they determine a personalized financial plan for their clients.
Beth and Matt discuss:
What to expect during your first contact with Eastern Planning
What is involved during their first three appointments
How they determine the type of financial support a clients needs
How they stay connected to their clients while hosting fun events
As you enter retirement, you want to be sure the professionals handling your finances, and helping advise you on making major financial decisions, have the best interest for you at heart.
In this inaugural episode, Matt Blecker CFP, CFA, MBA, shares his story on how he became a financial planner and created Eastern Planning with his mother Beth Blecker. Also, learn why he strives towards completing a secure and beneficial financial plan for each of his client’s retirement.
Matt discusses:
His ideal client and how Eastern Planning uses minimal marketing efforts while still achieving their desired level of success
How he is able to provide full service financial planning
His proudest achievements and words of advice to you
Matt Blecker CFP, CFA, MBA, specializing in portfolio management and IRA distribution planning, Matt applies his strong analytical skills and diligent research to developing customized portfolios for each client. Along with investment, IRA distribution, retirement and tax planning advice, he guides clients in managing their behavior more effectively in order to maximize the benefits of investing in a diversified, long-term oriented portfolio.
Matt is known for his dedication to educational excellence—most notably his CFA® charter, CFP® certification and M.B.A. from Columbia University Business School, renowned for its value investing expertise and graduates such as Warren Buffett and Mario Gabelli. He earned his Bachelor of Science in Insurance from Pennsylvania State University.
But when you have a structured plan in place and a team behind you working for your finances, things can be a lot easier.
In this inaugural episode, Beth Blecker, chief executive officer of Eastern Planning, Inc, introduces herself, and shares information about the company, and gives you a view of what to expect from this new podcast series!
Beth discusses:
How she started Eastern Planning in 1995
The details of what her book ‘It’s Not Just Money, It’s Life™’ is all about
Drawing upon her many years of experience in retirement planning and particular expertise in distribution strategies, Beth Blecker provides clients approaching their retirement years or in times of transition with proactive financial strategies. She understands that it’s not just your money, it’s your life and works towards helping establish financial balance.
